Payment Information & Paydex (Rating) - Detail - Premium

This product includes counts and display of summarized payment information provided by suppliers on each account between the supplier and purchasing company, along with derived views of all trade experiences in high credit ranges and by Supplier industry.

Requirements & Options

When requesting this D&B Direct product, a valid D-U-N-S Number for a company, its country code, and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch.

When ordering information for organizations located in Germany, customers are required to provide a valid order reason code. A list of possible values is included on the respective SOAP or REST operation page.

NOTE: The product code for Payment Information & Paydex (Rating) - Detail - Premium is PIAP_PREM. This product may be included in the Monitoring process.

IMPORTANT: This data layer is currently restricted to companies domiciled in the United States and Canada.

Business Elements

The following table is an alphabetical list of the unique items delivered in this data layer. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

NOTE: This product will return a set of standard elements (e.g. D-U-N-S Number, Organization Name, Trade Styles, Family Tree Role, Primary Address, Mailing Address, Telephone Number, Fax Number, et al.) along with the business elements listed. In addition, customers who compare the following table to the Data Primer should be advised of several intentional differences.

Name Description XML* JSON*
3 Month Past Due - Days High Quantity A number specifying the higher end of the range of days slow e.g. 30 in the range 1-30 days slow for the past 3 months. SOAP REST
3 Month Past Due - Days Low Quantity A number specifying the lower end of the range of days slow e.g. 1 in the range 1-30 days slow for the past 3 months. [C] SOAP REST
Accounts 121-150 Days Slow Records the number of trade experiences that are 121 to 150 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 1-30 Days Slow Records the number of trade experiences that are 1 to 30 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 151-180 Days Slow Records the number of trade experiences that are 151 to 180 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 181-210 Days Slow Records the number of trade experiences that are 181 to 210 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 211-240 Days Slow Records the number of trade experiences that are 211 to 240 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 241+ Days Slow Records the number of trade experiences that are greater than 241 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 31-60 Days Slow Records the number of trade experiences that are 31 to 60 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 61-90 Days Slow Records the number of trade experiences that are 61 to 90 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Accounts 91-120 Days Slow Records the number of trade experiences that are 91 to 120 days beyond terms for all the subject's accounts for this summary. [C] SOAP REST
Aggregated Experience Date The year and month of the payment data which has been grouped and summarized here. [C] SOAP REST
Amount of All Open Judgments The total monetary value of all judgments that have a status of Open. [C] SOAP REST
Amount of All Open Liens The total monetary value of all liens that have a status of Open. [C] SOAP REST
Amount of All Open Suits The total monetary value of all suits that have a status of Open. [C] SOAP REST
Amount Of Credits $1-4,999 A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms for credits extended between $1-4,999 [C] SOAP REST
Amount Of Credits $15-49,999 A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms for credits extended between $15-49,999 [C] SOAP REST
Amount Of Credits $50-99,999 A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms for credits extended between $50-99,999 [C] SOAP REST
Amount Of Credits $5-14,999 A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms for credits extended between $5-14,999 [C] SOAP REST
Amount Of Credits <$1,000 A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms for credits extended less than $1,000. [C] SOAP REST
Amount of Credits 100,000+ A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms for credits extended above $100,000. [C] SOAP REST
Amount of Unfavorable Experiences A monetary figure specifiying the amount of experiences reported with unfavorable comments. [C] SOAP REST
Average High Credit Amount - 12 Months A monetary figure recording the average high credit which is determined by dividing the total dollar amount by the number of experiences in D&B's file for the last 12 months. [C] SOAP REST
Average High Credit Amount - 3 Months A monetary figure specifying the average high credit is determined by dividing the total dollar amount by the number of experiences in file for the last 3 months. [C] SOAP REST
Average Monthly Past Due 60+ days - 12 Months A monetary figure summing the amount from each of a subject's accounts stating how much is beyond terms on average each month satifying the criteria for this within a specified range of greater than days beyond terms (e.g. 1-30 days 31-60 days). [C] SOAP REST
Average Monthly Past Due 90+ days - 12 Months A monetary figure summing the amount from each of a subject's accounts stating how much is 90+ beyond terms on average each month. [C] SOAP REST
Average Monthly Past Due Amount - 12 Months Avg: Sum of Dollars 1-30 Days + Dollars 31-60 Days + Dollars 61-90 Days + Dollars 91-120 Days + Dollars 121-150 Days + Dollars 151-180 Days + Dollars > 180 Days, use the most recent experience date for each account. Use the past due field ; do not add up [C] SOAP REST
Average Monthly Past Due Amount - 3 Months Average of all experiences within the past three months showing Past Due Amounts [C] SOAP REST
Average Monthly Past Due Amount 30+ days - 12 Months A monetary figure summing the amount from each of a subject's accounts stating how much is 30+ beyond terms on average each month. [C] SOAP REST
Average Monthly Past Due Amount 30+ days - 3 Months A monetary figure summing the amount from each of a subject's accounts stating how much is 30+ beyond terms on average each month. [C] SOAP REST
Average Monthly Past Due Amount 60+ Days - 3 Months Average of all experiences within the past three months showing Past Due Amounts and payment manners of greater than Slow 60 days [C] SOAP REST
Average Monthly Past Due Amount 90+ Days - 3 Months Average of all experiences within the past three months showing Past Due Amounts and payment manners of greater than Slow 90 days [C] SOAP REST
Average Monthly Total Amount Owing 12 Months A monetary figure summing the amount from each of a subject's accounts stating how much is outstanding on average for the past 12 months. For example, if a subject has three accounts where the average monthly amount is respectively 400, 250, and 300, then the value here will be 950 [C] SOAP REST
Average Monthly Total Amount Owing 3 Months A monetary figure summing the amount from each of a subject's accounts stating how much is outstanding on average for the past 3 months. For example, if a subject has three accounts where the average monthly amount is respectively 400, 250, and 300, then the value here will be 950 [C] SOAP REST
Bad Debt Total Amount Owing A monetary figure specifying how much is owed across all of a subject's accounts where the suppliers could not collect payment and ultimately wrote off these accounts as bad debt, as they had good reason to believe that they would never be able to collect the outstanding amounts. [C] SOAP REST
Bankruptcy Filing Chapter The number that identifies the Chapter of Bankruptcy Law under which the legal proceeding was filed for declaring the subject's inability to pay its creditors. For example, in the US 'Chapter 7' means Liquidation, 'Chapter 13' means Adjustment Of Debts Of An Individual With Regular Income. Note: The word Chapter" is simply a reference to a chapter number in the US Bankruptcy Code." [C] SOAP REST
Bankruptcy Filing Date The date on which the bankruptcy was filed with the court. [C] SOAP REST
Bankruptcy Indicator When TRUE it indicates subject is involved in a bankruptcy. [C] SOAP REST
Bankruptcy Status Text recording the most current situation regarding the bankruptcy (Open/Closed). [C] SOAP REST
Bankruptcy Status Date The date on which the status of the bankruptcy became effective as per the presiding court. [C] SOAP REST
Claims Indicator When TRUE it indicates that open claims, liens, protested bills, warrants, Social Securities Summons and/or equivalent exist in the D&B database for this subject. [C] [M] SOAP REST
Company Moved Indicator When True indicates business has recently moved [C] [M] SOAP REST
Condition Indicator Text recording an indication of the financial condition of the business. [C] SOAP REST
Criminal Proceedings Indicator When TRUE it indicates that criminal proceedings against the subject exists in the D&B database. When FALSE it indicates that no criminal proceedings against the subject exists in the D&B database. [C] SOAP REST
Cumulative High Credit The Cumulative High Credit is a monetary figure specifying the sum of of the high credits from each of the subject’s accounts that was extended to the subject over a 12 month time period (ending with this trade data year and month). Note: High Credit is [C] SOAP REST
Currency Code The three-letter curreny code defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO)identifying the type of money in which this payment experience amount is expressed e.g. USD CAD GBP EUR. SOAP REST
Current 12 Month Paydex A numeric average of the Paydex scores of the 12 months prior to the most recent 12 month period. There must be at least 6 numeric Paydex scores in the 12 month period for use in calculation of the composite Paydex. [C] [M] SOAP REST
Current 3 Month Paydex A number recording the score that assesses the payment performance of a business. Based on the trade experiences obtained from its suppliers over the last 3 months. , the score corresponds to an average days beyond terms or within terms enabling you to predict when your existing or potential customers are likely to pay. Derived from a dollar-weighted average of a company’s combined individual payment experiences, it ranges from 0 – 100 with higher scores representing businesses which pay their bills more promptly. [C] [M] SOAP REST
Current Paydex Date The month and year that the current PAYDEX score was calculated. [C] SOAP REST
D&B Paydex Median Score A numerical score denoting how timely payments are statistically-speaking at the point at which 50% of the organizations included in this industry norm have an equal or higher payment index score while the other 50% of organizations have an equal or lower payment index score. [C] SOAP REST
D&B Rating Text describing the estimated financial strength and composite credit appraisal assigned to the subject at the time of last update. [C] [M] SOAP REST
Debtor In Possession Indicator When True indicates debtor is in possession of company. [C] SOAP REST
Disaster Special Events Indicator When TRUE it indicates that special events regarded as disasters (e.g. fire, hurricane) exist in the D&B database for this subject. [C] [M] SOAP REST
Discount Term Credits - Days High Quantity A number specifying the higher end of the range of days slow e.g. 30 in the range 1-30 days slow on payment exeriences offering discounted terms. SOAP REST
Discount Term Credits - Days Slow Quantity A number specifying the lower end of the range of days slow e.g. 1 in the range 1-30 days slow on payment exeriences offering discounted terms. [C] SOAP REST
Dolar Sum Of Experiences 181+ Days Past Due Total dollar value of experiences indicating payment 181+ days past due. [C] SOAP REST
Dollar Amount Cash Experiences A monetary figure representing the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment in cash. [C] SOAP REST
Dollar Amount Experiences In File 3 Mos. A monetary figure representing the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within the agreed upon terms within the last 3 months. [C] SOAP REST
Dollar Sum Of Experiences 120 Days Past Due Total dollar value of experiences indicating payment 120 days past due. [C] SOAP REST
Dollar Sum Of Experiences 180 Days Past Due Total dollar value of experiences indicating payment 180 days past due. [C] SOAP REST
Dollar Sum Of Experiences 30 Days Past Due Total dollar value of experiences indicating payment 30 days past due. [C] SOAP REST
Dollar Sum Of Experiences 60 Days Past Due Total dollar value of experiences indicating payment 60 days past due. [C] SOAP REST
Dollar Sum Of Experiences 90 Days Past Due Total dollar value of experiences indicating payment 90 days past due. [C] SOAP REST
Dollar Sum Of Experiences Current Total dollar value of experiences indicated as current payment. [C] SOAP REST
Financial Embarrassment Indicator When TRUE it indicates that open bankruptcy, receivership liquidation or equivalent exist in the D&B database for this subject. When FALSE it indicates that no open bankruptcy, receivership liquidation or equivalent exist in the D&B database for this subject. [C] [M] SOAP REST
Financial or Legal Special Events Indicator When TRUE it indicates that there are one or more financial, legal or significant events recorded in D&B's databases for this subject. [C] [M] SOAP REST
Financing Statement Filings Counts The number of Financing Statement filings for the business. [C] SOAP REST
Highest Credit Amount The greatest monetary figure owed to the supplier by the subject within the last 12 months. Can repeat up to three times. [C] SOAP REST
History Indicator A code indicating whether detrimental information exists for the company and whether complete details exist on management and company. [C] SOAP REST
Industry Paydex Median Quartile Score A numerical score denoting how timely payments are statistically-speaking at the point at which 50% of the organizations included in this industry norm have an equal or higher payment index score while the other 50% of organizations have an equal or lower payment index score. [C] SOAP REST
Industry Paydex Score A numerical score denoting the median Paydex value for this industry. [C] SOAP REST
Industry Paydex Score Norms Calculation Date The date when the Industry Norm Score was calculated expressed as month and year. [C] SOAP REST
Lien Indicator Indicator that open lien(s) are present in the data base for this business. [C] SOAP REST
Maximum Account Level Past Due A monetary figure specifying the highest amount owed that is beyond terms from amongst all of a subject's accounts used to calculate the derived value considering one month worth of data. [C] SOAP REST
Maximum Amount Owing A monetary figure specifying the highest amount that is due from amongst all the subject's accounts. The maximum account level amount owed contributed to Total Amount Owing. [C] SOAP REST
Maximum High Credit Amount indicating the largest high credit amount [C] SOAP REST
Maximum High Credit - 12 Months Amount indicating largest high credit amount in the past twelve months [C] SOAP REST
Maximum High Credit - 3 Months Amount indicating largest high credit amount in the past three months [C] SOAP REST
Net Term Credits-Days High Quantity A number specifying the higher end of the range of days slow beyond agreed upon terms, e.g., 30 in the range 1-30 days past due for Trade at net terms. SOAP REST
Net Term Credits-Days Low Quantity A number specifying the higher end of the range of days slow beyond agreed upon terms, e.g., 1 in the range 1-30 days past due for Trade at net terms. [C] SOAP REST
NO TRADE INDICATOR When TRUE it indicates that there are no trade experiences in the D&B files for this business. [C] SOAP REST
Number Cash Experiences The number of experiences reported as cash experiences. [C] SOAP REST
Number Experiences Net Term Credits The number of experiences of credits offering net terms. [C] SOAP REST
Number of Accounts Bad Debt/Write Off The number of trading relationships between the subject and its suppliers where the supplier could not collect payment and ultimately wrote off these accounts as bad debt (thereby taking a loss on the outstanding amount). Note: It is possible for the subject to have more than one account with a given supplier; each will be counted. [C] SOAP REST
Number of Accounts Placed for Collection The number of trading relationships between the subject and its suppliers where the subject's accounts are placed with an external collection agency by its suppliers for its failure to pay in whole or part. Note: It is possible for the subject to have more than one account with a given supplier; each will be counted. [C] SOAP REST
Number of Current Accounts The number of trading relationships between the subject and its suppliers that are still within terms.Note: It is possible for the subject to have more than one account with a given supplier; each will be counted [C] SOAP REST
Number of Experiences Discount Term Credits The number of payment exeriences offering discounted terms. [C] SOAP REST
Number of Experiences in 12 Month Paydex Calculation The number of payment experiences that contributed to this payment index score. As an example the score may have been derived from 18 payment experiences from various suppliers. Can repeat up to three times. [C] SOAP REST
Number of Open Judgement(s) The count of all judgments that have a status of Open. [C] SOAP REST
Number of Open Lien(s) The count of all liens that have a status of Open. [C] SOAP REST
Number of Open Suit(s) The count of all suits that have a status of Open. [C] SOAP REST
Number of Payment Experiences Negative Total Number of Payment Experiences with negative comment indicated in Payment Notes. Negative comments are: "Placed For Collection" or "Credit Refused" or "Suit Filed" or "Unsatisfactory" or "Bad Debt" or "Non Sufficient Funds" or ""Repossession" [C] SOAP REST
Number of Payment Experiences Past Due The number of payment experiences for which there's indication of past due. [C] SOAP REST
Number of Payment Experiences Slow-Negative The total number of payment experiences with slow pay manner and negative comments is derived from the number of slow plus the number of negative minus the number of slow/negative. Can repeat up to four times. [C] SOAP REST
Number of Satisfactory Experiences The number of payment experiences considered satisfactory. Satisfactory indicated by "SATISFACTORY" in Payment notes or indication of "ANTIC", "ANTIC-DISC", "ANTIC-PPT", "DISC", "DISC-PPT", "PPT" as Payment Manner. [C] SOAP REST
Number of Slow Payment Experiences Total number of payment experiences with slow payment manner indicated. [C] SOAP REST
Number of Trade Experiences Total number of trade experiences, representing pay history from in-date (active) matched trading accounts with suppliers. [C] SOAP REST
Number Pay Experiences 120 Days Past Due Total number of experiences indicating payment 120 days past due. [C] SOAP REST
Number Pay Experiences 180 Days Past Due Total number of experiences indicating payment 180 days past due. [C] SOAP REST
Number Pay Experiences 181+ Days Past Due Total number of experiences indicating payment 181+ days past due. [C] SOAP REST
Number Pay Experiences 30 Days Past Due Total number of experiences indicating payment 30 days past due. [C] SOAP REST
Number Pay Experiences 60 Days Past Due Total number of experiences indicating payment 60 days past due. [C] SOAP REST
Number Pay Experiences 90 Days Past Due Total number of experiences indicating payment 90 days past due. [C] SOAP REST
Number Pay Experiences Current Total number of experiences indicating payment current. [C] SOAP REST
Number Payment Experiences Slow-Negative Total number of payment experiences with slow payment manner plus the number of negative minus the number of slow/negative. [C] SOAP REST
Number Placed For Collection Experiences The number of experiences reported as placed for collection. [C] SOAP REST
Open Judgment(s) Present Indicator that open judgment(s) are present in the data base for this business. [C] SOAP REST
Open Suit(s) Present Indicates that open suit(s) are present in the database for this business. [C] SOAP REST
Operational Special Events Indicator When True indicates that special events concerning changes to operational aspects including name changes, management changes change of control, moves, etc exist in the D&B database. [C] [M] SOAP REST
Other Special Events Ind Indicates if special events exist in the D&B database that are not otherwise specified. [C] [M] SOAP REST
Out of Business Date The date when the operations undertaken by the organization terminated. [C] SOAP REST
Out of Business Indicator When True indicates subject business is no longer actively operating. [C] SOAP REST
Owed Total Amount A monetary figure specifying the cumulative amount that is due to fully settle all of a subject's accounts. [C] SOAP REST
Parent / Headquarter Indicator (Bankruptcy) Indicates if it is the Parent (P) or Headquarter (H) of the subject business has entered into bankruptcy. [C] SOAP REST
Parent Bankruptcy Chapter Conversion Bankruptcy chapter conversion filed by the Parent Company [C] SOAP REST
Parent Bankruptcy Chapter Number The chapter of bankruptcy filed by the Parent Company. [C] SOAP REST
Parent Bankruptcy Conversion Date The date the bankruptcy filed by the Parent Company was converted from one chapter type to another. [C] SOAP REST
Parent Bankruptcy Filing Date The date the bankruptcy was filed by the Parent Company of the business. [C] SOAP REST
Parent Bankruptcy Filing Type The type of Bankruptcy filed by the Parent Company of the business. [C] SOAP REST
Parent D-U-N-S Number in Bankruptcy The D-U-N-S Number of the Parent Company which has filed Bankruptcy [C] SOAP REST
Parent Name In Bankruptcy Name of the parent company in bankruptcy proceedings. [C] SOAP REST
Paydex Comment - Firm - Days The number of days used in explaining the Paydex Score as to terms of meeting payment obligation. Example: 18 days beyond terms. [C] SOAP REST
PAYDEX COMMENT - INDUSTRY Text that describes likelihood than an organization with this value of the paydex score will pay their suppliers e.g. before terms beyond terms within terms. [C] SOAP REST
Paydex Comment Firm A comment explaining the Paydex Score as to terms of meeting payment obligation. Example: '18' days beyond terms. [C] SOAP REST
Paydex End Date The date marking the end of the time period covered by the payment performance score. [C] SOAP REST
Paydex Payment Behavior Days Quantity A number specifying the number of days that a subject with this value of the Paydex Score would pays its suppliers. [C] SOAP REST
Paydex Score A score that assesses the payment performance of a business. Based on the trade experiences in D&B’s database, the score corresponds to an average days beyond terms or within terms. [C] [M] SOAP REST
Payment Experiences Slow 120 Count Records the number of trade experiences that have slow payment manner and are 120 days beyond terms [C] SOAP REST
Payment Experiences Slow 180 Count Records the number of trade experiences that have slow payment manner and are 180 days beyond terms [C] SOAP REST
Payment Experiences Slow 30 Count Records the number of trade experiences that have slow payment manner and are 30 days beyond terms [C] SOAP REST
Payment Experiences Slow 60 Count Records the number of trade experiences that have slow payment manner and are 60 days beyond terms [C] SOAP REST
Payment Experiences Slow 90 Count Records the number of trade experiences that have slow payment manner and are 90 days beyond terms [C] SOAP REST
Payment Experiences Slow 999 Count Confirm - Records the number of trade experiences that have slow payment manner and are 999 days beyond terms. [C] SOAP REST
Payments With High Credit - Slow Days High Quantity A number specifying the higher end of the range of days slow e.g. 30 in the range 1-30 days slow on payments with a high credit. SOAP REST
Percentage Amount Slow 1-30 Discount Term Credits A number recording the percentage of the amount reported slow 1 to 30 days on accounts offering discounted terms. [C] SOAP REST
Percentage Amount Slow 1-30 in file 3 Months A number recording the percentage of the amount reported slow 1 to 30 days slow on all experiences in file for the last 3 months. [C] SOAP REST
Percentage Amount Slow 1-30 Net Term Credits A number recording the percentage of the amount reported slow 1 to 30 days slow on accounts offering net terms. [C] SOAP REST
Percentage Amount Slow 31-60 Discount Term Credits A number recording the percentage of the amount reported slow 31 to 60 days on accounts offering discounted terms. [C] SOAP REST
Percentage Amount Slow 31-60 in file 3 Months A number recording the percentage of the amount reported slow 30 to 60 days slow on all experiences in file for the last 3 months. [C] SOAP REST
Percentage Amount Slow 31-60 Net Term Credits A number recording the percentage of the amount reported slow 31 to 60 days slow on accounts offering net terms. [C] SOAP REST
Percentage Amount Slow 61-90 Discount Term Credits A number recording the percentage of the amount reported slow 61 to 90 days on accounts offering discounted terms. [C] SOAP REST
Percentage Amount Slow 61-90 in file 3 Months A number recording the percentage of the amount reported slow 61 to 90 days slow on all experiences in file for the last 3 months. [C] SOAP REST
Percentage Amount Slow 61-90 Net Term Credits A number recording the percentage of the amount reported slow 61 to 90 days slow on accounts offering net terms. [C] SOAP REST
Percentage Amount Slow 91+ Discount Term Credits A number recording the percentage of the amount reported slow over 90 days on accounts offering discounted terms. [C] SOAP REST
Percentage Amount Slow 91+ in file 3 Months A number recording the percentage of the amount reported slow over 90 days slow on all experiences in file for the last 3 months. Can repeat up to two times. [C] SOAP REST
Percentage Amount Slow 91+ Net Term Credits A number recording the percentage of the amount reported slow over 90 days slow on accounts offering net terms. [C] SOAP REST
Percentage Anticipated-Prompt Discount Term Credit A number recording the percentage of a subject's payment experiences (across all its accounts) satisfying the criteria specified that are considered as paid in time on accounts offering Discount Terms (i.e. Anticipate Discount Prompt Anticipate-Disc [C] SOAP REST
Percentage Anticipates-Prompt in File 12 Months A number recording the percentage of payment amounts reported as anticipated-prompt of experiences in file for the last 12 months. [C] SOAP REST
Percentage Anticipates-Prompt In File 3 Months A number recording the percentage of payment amounts reported as anticipated-prompt of experiences in file for the last 3 months. [C] SOAP REST
Percentage Anticipates-Promtpt Net Term Credit A number recording the percentage of the subject's payment experiences (across all its accounts) satisfying the criteria specified that are considered as paid in time (e.g. Anticipate; Discount; Prompt) [C] SOAP REST
Percentage of Dollar Amount Anticipated-Prompt Credits $1-4,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $1,000 and $4,000 which are considered as paid in time (i.e. Anticipate Discount Prompt Anticipate-Discount Anticipate-Prompt Discount-Prompt). [C] SOAP REST
Percentage of Dollar Amount Anticipated-Prompt Credits $15-49,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $15,000 and $49,999 which are considered as paid in time (i.e. Anticipate Discount Prompt Anticipate-Discount Anticipate-Prompt Discount-Prompt). [C] SOAP REST
Percentage of Dollar Amount Anticipated-Prompt Credits $50-99,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $50,000 and $99,999 which are considered as paid in time (i.e. Anticipate Discount Prompt Anticipate-Discount Anticipate-Prompt Discount-Prompt). [C] SOAP REST
Percentage of Dollar Amount Anticipated-Prompt Credits < $1,000 A number recording the percentage of a subject's payment experiences (across all its accounts) less than $1,000 which are considered as paid in time (i.e. Anticipate Discount Prompt Anticipate-Discount Anticipate-Prompt Discount-Prompt). [C] SOAP REST
Percentage of Dollar Amount Anticipated-Prompt Credits > $100,000 A number recording the percentage of a subject's payment experiences (across all its accounts) over $100,000 which are considered as paid in time (i.e. Anticipate Discount Prompt Anticipate-Discount Anticipate-Prompt Discount-Prompt). [C] SOAP REST
Percentage of Dollar Amount Slow 1 - 30 days Credits $100,000 A number recording the percentage of a subject's payment experiences (across all its accounts) greater than $100,000 which are considered as paid Slow 1 - 30 days. [C] SOAP REST
Percentage of Dollar Amount Slow 1 - 30 days Credits $15-49,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $15,000 and $49,999 which are considered as paid Slow 1 - 30 days. [C] SOAP REST
Percentage of Dollar Amount Slow 1 - 30 days Credits $50-99,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $50,000 and $99,999 which are considered as paid Slow 1 - 30 days. [C] SOAP REST
Percentage of Dollar Amount Slow 1 - 30 days Credits $5-14,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $5,000 and $14,999 which are considered as paid Slow 1 - 30 days. [C] SOAP REST
Percentage of Dollar Amount Slow 1-30 Credits $1-4,999 A number recording the percentage of amount owed that has slow payment manner for all the subject's accounts with a high credit between $1,000 and $4,999. [C] SOAP REST
Percentage of Dollar Amount Slow 1-30 Days Credits < $1,000 A number recording the percentage of amount owed that is between 1 and 30 days slow for all the subject's accounts with a high credit less than $1,000 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 31 - 60 days Credits $100,000 A number recording the percentage of a subject's payment experiences (across all its accounts) greater than $100,000 which are considered as paid Slow 31 - 60 days. [C] SOAP REST
Percentage of Dollar Amount Slow 31 - 60 days Credits $15-49,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $15,000 and $49,999 which are considered as paid Slow 31 - 60 days. [C] SOAP REST
Percentage of Dollar Amount Slow 31 - 60 days Credits $50-99,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $50,000 and $99,999 which are considered as paid Slow 31 - 60 days. [C] SOAP REST
Percentage of Dollar Amount Slow 31 - 60 days Credits $5-14,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $5,000 and $14,999 which are considered as paid Slow 31 - 60 days. [C] SOAP REST
Percentage of Dollar Amount Slow 31-60 Days Credits $1-4,999 A number recording the percentage of amount owed that is between 31 and 60 days slow for all the subject's accounts with a high credit between $1,000 and $4,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 31-60 Days Credits < $1,000 A number recording the percentage of amount owed that is between 31 and 60 days slow for all the subject's accounts with a high credit between $1,000 and $4,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 61 - 90 days Credits $100,000 A number recording the percentage of a subject's payment experiences (across all its accounts) greater than $100,000 which are considered as paid Slow 61 - 90 days. [C] SOAP REST
Percentage of Dollar Amount Slow 61 - 90 days Credits $15-49,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $15,000 and $49,999 which are considered as paid Slow 61 - 90 days. [C] SOAP REST
Percentage of Dollar Amount Slow 61 - 90 days Credits $50-99,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $50,000 and $99,999 which are considered as paid Slow 61 - 90 days. [C] SOAP REST
Percentage of Dollar Amount Slow 61 - 90 days Credits $5-14,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $5,000 and $14,999 which are considered as paid Slow 61 - 90 days. [C] SOAP REST
Percentage of Dollar Amount Slow 61-90 Days Credits $1-4,999 A number recording the percentage of amount owed that is between 31 and 60 days slow for all the subject's accounts with a high credit between $1,000 and $4,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 61-90 Days Credits <$1,000 A number recording the percentage of amount owed that is between 61 and 90 days slow for all the subject's accounts with a high credit less than $1,000 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 91+ Days Credits $100,000+ A number recording the percentage of amount owed that is greater than 90 days slow for all the subject's accounts with a high credit greater than $100,000 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 91+ Days Credits $1-4,999 A number recording the percentage of amount owed that is greater than 90 days slow for all the subject's accounts with a high credit between $1,000 and $4,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 91+ Days Credits $15-49,999 A number recording the percentage of amount owed that is greater than 90 days slow for all the subject's accounts with a high credit between $15,000 and $49,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 91+ Days Credits $50-99,999 A number recording the percentage of amount owed that is greater than 90 days slow for all the subject's accounts with a high credit between $50,000 and $99,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 91+ Days Credits $5-14,999 A number recording the percentage of amount owed that is greater than 90 days slow for all the subject's accounts with a high credit between $5,000 and $14,999 USD. [C] SOAP REST
Percentage of Dollar Amount Slow 91+ Days Credits <$1,000 A number recording the percentage of amount owed that is greater than 90 days slow for all the subject's accounts with a high credit less than $1,000 USD. [C] SOAP REST
Percentage of Dollar Amtount Anticipated-Prompt Credits $5-14,999 A number recording the percentage of a subject's payment experiences (across all its accounts) between $5,000 and $14,999 which are considered as paid in time (i.e. Anticipate Discount Prompt Anticipate-Discount Anticipate-Prompt Discount-Prompt). [C] SOAP REST
PREVIOUS D&B RATING Represents the previous D&B rating of the business. [C] SOAP REST
Prior Month End 12 Month Paydex A numeric average of the Paydex scores of the 12 months prior to the most recent 12 month period. There must be at least 6 numeric Paydex scores in the 12 month period for use in calculation of the composite Paydex. [C] SOAP REST
Prior Month-end 3 Month Paydex The date marking the Paydex Score 3 months ago. This means if current date is April, score will be from January. "UN" value may be passed [C] SOAP REST
Prior Month's Paydex Prior PAYDEX Score of Business (Up to 23 Prior Month’s Paydex fields). [C] SOAP REST
PRIOR QUARTER SEQUENCE PAYDEX Sequence. [C] SOAP REST
Secured Financing Indicator When TRUE it indicates that open secured filings such as secured charges/mortgages pledgings or equivalent exist in the D&B database. [C] [M] SOAP REST
Severe Risk Indicator When TRUE it indicates the subject displays characteristics of fraud has misrepresented data to D&B or has undergone indictment. [C] SOAP REST
Slow Days High Quantity A number specifying the higher end of the range of days slow e.g. 30 in the range 1-30 days slow. Note: When this is not present it means that the range of days is the 'Days Low Quantity' and above; e.g. 241 and above (241+) SOAP REST
Slow Days Low Quantity A number specifying the lower end of the range of days slow e.g. 1 in the range 1-30 days slow. [C] SOAP REST
Slow Payment Exist Indicator When TRUE it indicates that there are slow payment experiences reported for this business. [C] SOAP REST
Special Event Text Text describing the special event. [C] SOAP REST
Three Months Days Low Quantity A number specifying the lower end of the range of days slow e.g. 1 in the range 1-30 days slow. [C] SOAP REST
Total Amount Discount Term Credits A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within discounted terms. [C] SOAP REST
Total Amount Net Term Credits A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was extended to it on the expectation of payment within agreed upon terms. [C] SOAP REST
Total Amount Owing Slow 121-150 Days A monetary figure representing payments that are between 121 and 150 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Owing Slow 1-30 Days A monetary figure representing payments that are between 1 and 30 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Owing Slow 151-180 Days A monetary figure representing the sum of amount owing for payments that are between 151 and 180 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Owing Slow 241+ Days A monetary figure representing the sum of amount owing for payments that are 241+ days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Owing Slow 31-60 Days A monetary figure representing the sum of amount owing for payments that are between 31 and 60 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Owing Slow 61-90 Days A monetary figure representing the sum of amount owing for payments that are between 61 and 90 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Owing Slow 91-120 Days A monetary figure representing the sum of amount owing for payments that are between 91 and 120 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Past Due The monetary figure specifying the cumulative amount owed that is beyond terms for all the subject's accounts. Can repeat up to three times. [C] SOAP REST
Total Amount Slow 181-210 Days A monetary figure representing payments that are between 181 and 210 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Amount Slow 211-240 Days A monetary figure representing payments that are between 211 and 240 days days beyond the agreed upon payment terms. [C] SOAP REST
Total Current Amount A monetary figure specifying the cumulative amount owed that is still within terms (prompt) for all the subject's accounts for this posting period. The sum of amounts owed > $0 that are current. [C] SOAP REST
Total High Credit Amount - 12 months A monetary figure representing the sum of all high credit amounts for trade experiences in the last 12 months. [C] SOAP REST
Total Number of Accounts The number of trading relationships between the subject and its suppliers, obtained by summing the number of unique accounts for the subject having reported activity (one or more valid experiences) in the 'n' months ending in the Trade Data Year Month . [C] SOAP REST
Total Number of Experiences - 3 Months The number of payment experiences which the D&B Worldwide Network has recorded against the subject. [C] SOAP REST
Total Number of Experiences - Cash Experience The number of cash experiences recorded in D&B's database. [C] SOAP REST
Total Number of Experiences in File - 12 Months The number of experiences in file 12 months ending MM/YY [C] SOAP REST
Total Number of Experiences Past Due - 3 Months The number of trading relationships between a subject and its suppliers that are beyond terms considering 3 months of data. [C] SOAP REST
Total Number of Experiences with High Credit $100,000+ The total number of experiences with high credit extended of $100,000+ [C] SOAP REST
Total Number of Experiences with High Credit $1-4,999 The total number of experiences with high credit extended between $1,000-4,999. [C] SOAP REST
Total Number of Experiences with High Credit $15-49,999 The total number of experiences with high credit extended between $15,000-49,999. [C] SOAP REST
Total Number of Experiences with High Credit $50-99,999 The total number of experiences with high credit extended between $50,000-99,999. [C] SOAP REST
Total Number of Experiences with High Credit $5-14,999 The total number of experiences with high credit extended between $5,000-14,999. [C] SOAP REST
Total Number of Experiences with High Credit less than $1,000 The total number of experiences with high credit extended less than $1,000. [C] SOAP REST
Total Number of Experiences with Past Due Experiences - 12 Months Records the number of trade experiences that have past due dollar amounts within the last 12 months [C] SOAP REST
Total Number of Experiences with Unfavorable Comments - 12 Months Records the number of trade experiences that have unfavorable coments within the last 12 months [C] SOAP REST
Total Number of Experiences with Unfavorable Comments - 3 months The number of trading relationships between a subject and its suppliers that are unfavorable comments considering 3 months of data. [C] SOAP REST
Total Number of Suppliers The number of unique suppliers whose payment data is required to calculate trade data considering one month data. [C] SOAP REST
Total Number of trading relationships - 12 months The number of trading relationships between the subject and its suppliers, obtained by summing the number of unique accounts for the subject having reported activity (one or more valid experiences) in the last twelve months. [C] SOAP REST
Total Number of trading relationships - 3 months The number of trading relationships between the subject and its suppliers, obtained by summing the number of unique accounts for the subject having reported activity (one or more valid experiences) in the three months ending in the Trade Data Year Month. [C] SOAP REST
Total Past Due The total dollar amount of all the past due experiences. [C] SOAP REST
Total Past Due Collection Amount A monetary figure specifying the sum of the highest amount from each of a subject’s accounts that was placed with a collection agency. Can repeat up to two times. [C] SOAP REST
Trade Explanation Text that intends to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally-recognized relationship. Repeats up to 3 times. [C] SOAP REST
Trade Explanation - Conditional A statement conditionally affixed to the end of every Trade Experience. [C] SOAP REST
Twelve Months Past Due - Days High Quantity A number specifying the higher end of the range of days slow beyond agreed upon terms, e.g., 30 in the range 1-30 days past due. SOAP REST
Twelve Months Past Due - Days Low Quantity A number specifying the lower end of the range of days slow e.g. 1 in the range 1-30 days slow considering twelve months data. [C] SOAP REST
Twelve Months Slow Days High Quantity A number specifying the higher end of the range of days slow e.g. 30 in the range 1-30 days slow for the past 12 months. SOAP REST
Twelve Months Slow Days Low Quantity A number specifying the lower end of the range of days slow e.g. 1 in the range 1-30 days slow for the past 12 months. [C] SOAP REST
Voluntary / Involuntary Indicator Text that further describes the type of legal event. For example this may indicate if the bankruptcy was filed voluntarily. [C] SOAP REST

*The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response.

The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API.

While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request.

The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number.

Additional Details

The PAYDEX score is a numeric representation of bill-payment history as reported to D&B by trade references, and is a reflection of whether a company pays its bills on time. A minimum of three experiences -- from two or more unique trade suppliers --are needed to calculate this score, which is a 1 to 100 (dollar-weighted) numerical indicator of payment performance as reported to D&B, for several time periods – 3 month; 12 month & 24 month.

Paydex Payment
Rating Behavior
100 Anticipated
90 Discount
80 Prompt
70 Slow to 15
50 Slow to 30
40 Slow to 60
30 Slow to 90
20 Slow to 120
0 Slow over 120

Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]).

An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges.

Related Topics

Payment Information & Paydex (Rating) - Detail - Enhanced, Payment Information & Paydex (Rating) - Detail - Standard.

Technical Specification

For details on how to obtain this data layer, please refer to the TradeDetail.OrderProduct (SOAP) or TradeDetail.OrderProduct (REST) page.

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