D&B Triple Playis a segmentation score that combines the values of three standard D&B scores (D&B Commercial Credit Score [also known as the D&B Delinquency Predictor], D&B Total Loss Predictor and D&B Viability Rating) in order to establish a more complete view of customer risk. Customer studies have shown that the combined power of the triple play significantly outperforms any of the three scores individually.
The Premium packet provides access to the raw values and classes for each of the three scores that could be combined (possibly with additional data or logic) to derive an ‘optimized’ composite risk score.
When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch.
NOTE: The product code for D&B Triple Play - Premium is TP_PREM. This product may be included in the Monitoring process.
The following table is an alphabetical list of the unique items delivered in this data layer. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.
NOTE: This product will return a set of standard elements (e.g. D-U-N-S Number, Organization Name, Trade Styles, Family Tree Role, Primary Address, Mailing Address, Telephone Number, Fax Number, et al.) along with the business elements listed. In addition, customers who compare the following table to the Data Primer should be advised of several intentional differences.
|Average High Credit Amount 24 Months||A monetary figure specifying the average high credit is determined by dividing the total dollar amount by the number of experiences in file for the last 24 months.||SOAP||REST|
|Bankruptcy Indicator||When 'true' indicates subject is involved in a bankruptcy.||SOAP||REST|
|Business Commentary Text||Text that records a brief statement of the subject company's assessment||SOAP||REST|
|Commercial Credit Class Score||A one digit number from 0 to 5 based on the information D&B's file. It indicates the risk of delinquent payments over the next 12 months.||SOAP||REST|
|Commercial Credit Raw Score||A numeric value that predicts the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days overdue) over the next 12 months||SOAP||REST|
|Commercial Credit Score Class Description||Text that describes the credit risk numeric score. It is a translation of the risk of delinquency over the next 12 months.||SOAP||REST|
|Commercial Credit Score National Percentage||A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi||SOAP||REST|
|Employee Quantity (All Locations)||A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations.||SOAP||REST|
|Employee Quantity (Headquarter Location)||A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations at the subject's headquarter location.||SOAP||REST|
|Line of Business||Text that records the description of operations continued by a business.||SOAP||REST|
|Most Senior Principal Position||Text recording the title of the primary executive.||SOAP||REST|
|Organization Start Year||The year when operations undertaken by the organization commenced.||SOAP||REST|
|Parent Bankruptcy Business Name||Text recording the name of the parent Organization, as reported in bankruptcy proceedings.||SOAP||REST|
|Parent Bankruptcy D-U-N-S Number||The D-U-N-S Number of the company specified as the parent Organization, as reported in bankruptcy proceedings.||SOAP||REST|
|Parent Bankruptcy Indicator||When 'true' indicates that the parent Organization of the subject has entered into bankruptcy.||SOAP||REST|
|Portfolio Comparison Class Score||A numeric value that denotes the probability that an organization will no longer be a viable business in the next 12 months in comparison to all organizations within the same geography. The score ranges in values from 0 - 9 where the range 1 to 9 reflects||SOAP||REST|
|Portfolio Comparison Class Score Incidence Percentage||Percentage of all businesses in D&B's database with the same Portfolio Comparison Class Score||SOAP||REST|
|Portfolio Comparison Score Bad Rate||The percentage of organizations with the same Portfolio Comparison Class score that can become inoperable.||SOAP||REST|
|Special Event Date||The date when the special event took place.||SOAP||REST|
|Total Loss Predictor Class Score||A one digit number from 0 to 5 assigned to the business based on information in D&B's file. The higher the class score the greater the likelihood that the organization will not pay other commercial business||SOAP||REST|
|Total Loss Predictor Raw Score||Records the most recent risk scores that are assigned to this organization on a given date/time that predicts the likelihood that the organization will not pay other commercial businesses, which affects financial institutions and other industries that ext||SOAP||REST|
|Total Loss Predictor Score Commentary Text||Text that explains the primary reasons the subject business was assigned the Total Loss Predictor Score||SOAP||REST|
|Total Loss Predictor Score Override Reason Text||Text that provides an explanation for why an instance of the Total Loss Predictor Score was overridden on the subject organization||SOAP||REST|
|Total Loss Predictor Score Risk Incidence Percentage||A percentage that expresses the likelihood that the organization will not pay other commercial businesses||SOAP||REST|
|Trade Data Unavailable Indicator||When 'true' indicates that there are no trade experiences in the D&B files for this business.||SOAP||REST|
|Viability Class Score Incidence Percentage||Percentage of all businesses in D&B's database with the same Viability Class Score.||SOAP||REST|
|Viability Rating||The rating which assesses the probability that an organization will no longer be a viable business within the next 12 months.||SOAP||REST|
|Viability Rating Data Depth Detail Assessment Text||Text that describes the outcome of the assessment on the level of predictive data available or the Viability Rating risk category to which the organization belongs||SOAP||REST|
|Viability Rating Financial Data Available Indicator||When 'true' indicates that D&B has detailed financial information for this business. When 'false' indicates that D&B does not have detailed financial information for this business.||SOAP||REST|
|Viability Rating Organization Size Assessment Text||Text that describes the outcome of the assessment on the Organization Size of the organization||SOAP||REST|
|Viability Rating Organization Size Category Text||Text denoting the broader classification of this organizations company size based on the comparison of other organizations with in D&Bs database||SOAP||REST|
|Viability Rating Portfolio Comparison Score Segment Bad Rate||The percentage of organizations within this Viability Rating Score that can become inoperable||SOAP||REST|
|Viability Rating Trade Data Available Assessment Text||Text that describes the outcome of the assessment on the level of Trade data available.||SOAP||REST|
|Viability Rating Trade Data Available Indicator||When 'true' indicates that D&B has trade information for this business. When 'false' indicates that D&B does not have sufficient trade information on this organization||SOAP||REST|
|Viability Score Bad Rate||The percentage of organizations with the same class score that can become inoperable. For example for all organizations with a Viability class score of 1 it is expected that .2% of these organizations will no longer be a viable business in the next 12 mon||SOAP||REST|
|Viability Score Overall Bad Rate||Average Inoperable rate for all scored businesses within the same country.||SOAP||REST|
|Viability Score Years in Business Assessment Text||Text that describes the outcome of assessment on the age of the business||SOAP||REST|
|Viability Score Years in Business Category||Text denoting the broader classification of this organizations assigned by D&B based on the age of this organization||SOAP||REST|
*The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response.
The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API.
While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request.
The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number.
The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations.
For more information about the scores that have been combined into this data layer, refer to the following pages:
About D&B Commercial Credit Score [a.k.a. D&B Delinquency Predictor]
This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request.
Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]).
An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges.