D&B Triple Play - Enhanced (Segmentation)

D&B Triple Playis a segmentation score that combines the values of three standard D&B scores (D&B Commercial Credit Score [also known as the D&B Delinquency Predictor], D&B Total Loss Predictor and D&B Viability Rating) in order to establish a more complete view of customer risk. Customer studies have shown that the combined power of the triple play significantly outperforms any of the three scores individually.

The Enhanced packet allows the creation of action-driven rules based on the cluster strings.

Requirements & Options

When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch.

NOTE: The product code for D&B Triple PlayEnhanced is TP_ENH. This product may be included in the Monitoring process.

Business Elements

The following table is an alphabetical list of the unique items delivered in this data layer. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

NOTE: This product will return a set of standard elements (e.g. D-U-N-S Number, Organization Name, Trade Styles, Family Tree Role, Primary Address, Mailing Address, Telephone Number, Fax Number, et al.) along with the business elements listed. In addition, customers who compare the following table to the Data Primer should be advised of several intentional differences.

Name Description XML* JSON*
Triple Play Cluster Value A numeric value that classifies the subject company into a broader performance or risk groups based on ViabilityPortfolioScoreBandValue, TotalLossPredictorBandValue and DelinquencyScoreBandValue. The values are concatenation of the band values Triple Play Viability Rating Band Value, the Triple Play Total Loss Predictor Band Value and the Triple Play Delinquency Score Band Value SOAP REST
Triple Play Delinquency Score Band Value A numeric value from 0 to 2 that classifies the subject company into a risk group based on the likelihood that the organization pays its payment in severely delinquent manner. A value of 0 denotes low risk, 1 denotes average risk and 2 denotes high risk. SOAP REST
Triple Play Segment Description Text that describes the SegmentValue. For example SegmentValue 1 denotes “very low risk" where all 3 scores are in the “low risk” category and SegmentValue 5 denotes “very high risk” where all 3 scores are in the “high risk” category. This should be present only when the Triple Play SegmentValue is present. SOAP REST
Triple Play Segment Value A numeric value from 1 to 5 that classifies the subject company into the larger performance or risk groups based on the ClusterValue. A value of 1 denotes lower risk and value 5 denotes higher risk. SOAP REST
Triple Play Total Loss Predictor Band Value A numeric value from 0 to 2 that classifies the subject company into a risk group based on the likelihood that the organization will never pay or willing to pay its first payment. A value of 0 denotes low risk, 1 denotes average risk and 2 denotes high risk. SOAP REST
Triple Play Viability Rating Band Value A numeric value from 0 to 2 that classifies the subject company into a risk group based on the probability that an organization going out of business or becoming inactive compared to other businesses in the same model segment. A value of 0 denotes low risk, 1 denotes average risk and 2 denotes high risk. SOAP REST

*The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response.

The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API.

While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request.

The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number.

The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations.

Additional Details

Output is two values: Triple Play Segment Value (0,1-5) with descriptions, and a Triple Play Cluster Value. Segment Value descriptions include: 1 is “It’s All Good”, 2 is “Cash Is Not King”, 3 is “Here Today”, 4 is “Identity Crisis”, 5 is “Danger, Danger”.

There are a total of 27 different Triple Play Cluster Values based on the three scores with a value of 2 representing Good risk, 1 representing Average risk and 0 representing Bad risk for the scores.

For example, if the Triple Play Cluster Value is "2,0,2" – it means higher potential for fraud/no pay – send to special investigation.

If the Triple Play Cluster Value is "0,2,2" – it means higher potential for going out of business within next 12 months – set higher price to try an gain margin in first year; no longer term contracts, do not place on costly retention program.

If the Triple Play Cluster Value is "2,2,2"-- it could generate an automated yes decision, set most attractive price, place on highest priority for nurture and grow program.

This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request.

Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]).

An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges.

Related Topics

D&B Triple Play - Standard (Composite Risk) and D&B Triple Play - Premium (Complete).

Technical Specification

For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page.

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